The rate you receive includes many factors, some of those factors are your: credit, property type, documentation level, and loan to value (LTV).

We can close in as little as one week; however, it depends on how fast you can provide us with documentation.

Closing costs vary in accordance with the loan amount and the lender we use. However, we are highly competitive and when you call us toll free, we can provide you with an accurate quote for your personal situation.

We offer over 200 programs, which allow us to find a program that best meets your individual circumstances. Some of our most popular programs include: 30/20/15/10 year fixed, adjustable rate mortgages, interest only loans, 40/ 50 year mortgages, construction loans, commercial loans, and mobile home financing in park coops and land. This however is only a small offering of what is available.

Yes, this depends on your documentation level and credit score.

If it?s a refinance, the appraisal would have to be paid up front, the rest of the closing costs could be rolled into the loan, however if it is a purchase, the appraisal would have to be paid up front, and homeowner?s insurance would have to be paid one year in advance.

Whether or not you have a prepay penalty is directly related to your credit score and your personal scenario, however we can offer numerous loans with no prepay penalties whatsoever.

Yes, we the have the ability to work with NH housing finance authority and also offer VA and FHA loans.

LTV stands for ?loan to value? This number is computed by dividing the loan amount by the appraised value of the house.

We have programs that range from full documentation to no documentation.